| Interest Rates on Loans |
| S.No |
Schemes |
Rate of interest(Public) |
| 1 |
Personal Loan Scheme |
11% |
| 2 |
Non Farm Sector Loan Scheme (NFS) |
Up to Rs.0.50 Lac 9.50% Above Rs.0.50 Lac 9.50% |
| 3 |
Consumer Durable Loan |
11% |
| 4 |
Vehicle Loan Scheme |
9.00% |
| 5 |
Second hand Vehicle Loan Scheme |
10.75% |
| 6 |
Urban Housing Scheme |
8.50% |
| 7 |
Cash Credit Facility to Traders |
14% |
| 8 |
Revolving Cash Credit to Farmers (RCC) |
11.50% |
| 9 |
Two Wheeler Loan to Farmers |
8.50% |
| 10 |
Rural Housing Scheme |
8.50% |
| 11 |
Mini Dairy Scheme |
10.00% |
| 12 |
Commercial Dairy Development Scheme |
11.00% |
| 13 |
Cooperative Education Loan Scheme children of poor farmers, Dalits, BC, etc. |
7.25% |
| 14 |
Loan against Rental Income Scheme |
9% |
| 15 |
Loan against Property |
14% |
| 16 |
Loan scheme for Earnest Money |
As fixed by the bank |
| 17 |
Mai Bhago Istri Shakti Scheme |
PACS 7.25% |
| 19 |
Education Loan |
10.00% |
| 20 |
Credit for Setting up of Net House |
12.5% |
| 21 |
Credit for Setting up of Agricultural Service Centre |
11.25% for PACS |
| 22 |
Bee Keeping Loan Scheme |
12.50% |
| 23 |
Piggery Loan Scheme |
10.25% |
| 24 |
Goat Rearing Loan Scheme |
10.25% |
| 25 |
Fishery Development Loan Scheme |
10.25% |
| 26 |
Gold Loan Scheme |
8.00% |
| 27 |
JLG Loan Scheme |
17.00% |